Website https://www.stepchange.org/
Assisting those in financial difficulties by providing FREE, independent education and counselling on personal budgeting, wise use of credit and, where appropriate, achievable plans to repay outstanding debts.
- Free debt help & advice
- Breathing space
- DMP Debt Management Plans
- IVA Individual voluntary order
- DRO Debt relief order
- Bankruptcy advice
- Equity release advice
- Mortgage advice
In Scotland
- DAS Debt arrangement scheme
- Trust Deed
- Bankruptcy - Sequestration
- Bankruptcy - MAP Minimal Assest Process
Other information
- Online benefits calculator
- Card repayment calculator
- Debt consolidation calculator
- Emergency help & support
- Help with gas & electric bills
- Money advice
- Debt & mental health support
- 7 days 7 ways email programme